About Our Firm

Our family serving your family.

J. Biance Financial

Providing investment advice is not a sales process; it is a construction project. Through our Sound Retirement Blueprint process, we construct plans that are built to last. This sort of project takes a team of professionals who have diverse skill sets and a desire for excellence.

Jason C. Biance | Chief Engineer

Jason has spent over a decade in financial services. Prior to becoming an independent advisor, he worked for a Fortune 500 company analyzing investment risk averaging $31 million a month. Like any “engineer,” Jason loves the details, but he has an uncommon skill of making the complex simple for his clients.

Jason has passed his Series 65 securities exam and holds his Certified Income Specialist (CIS®) designation. He has a bachelor of science degree in finance from the University of Florida and an MBA from the University of North Florida. Jason lives in Sebring, Florida, and enjoys volunteering in the community and spending time with his family and friends.

Justin M. Biance | Chief Architect

As an Investment Adviser Representative, Justin has passed his Series 65 securities exam and is also a Certified Estate Planner (CEP®). When it comes to the overall picture of a client's estate, Justin is the architect who makes sure all of the pieces fit together. He specializes in multi-generational legacy planning and creating tax-efficient strategies for transferring wealth to heirs.

Justin holds two graduate degrees, a Master of Science in Entrepreneurship from the University of Florida and a Master of Arts in Theology from Holy Apostles College and Seminary. He also founded Fraternus, Inc. — a faith-based mentoring organization for young men. He grew the organization nationally and now serves on its board of directors. Justin’s greatest joy is spending time with his wife, Angela, and their seven children.

Annie Carr | Director of Operations

Annie has been with the firm since it was founded, and she plays an integral role in every aspect of the business. Her warm touch is paired with an acute attention to detail, a combination that is unique and valued by clients. Annie’s education in accounting and professional experience working for companies such as T.D. Bank prepared her well for her leadership position in the firm. She is originally from Canton, Ohio, where she was raised with her four brothers and sister. Annie is married with three children and, as she puts it, has three hobbies: “My children, my children, my children.”

Carole Arnold | Client Service Assistant

Carole, or "Carole with an 'e' " as she is known around the office, has an extensive background in financial services. Prior to joining J. Biance Financial, she held multiple leadership positions at CitiCapital Commercial, as well as service-based roles in private wealth management firms. As client service assistant, she helps ensure every client receives the attention and excellence they deserve. Her experience in the industry adds value to every task she manages. Carole and her husband are originally from the Midwest and moved to Sebring from Nokomis, Florida, where they lived for 15 years.

Carol Biance | Administrative Assistant

Carol retired from a 32-year teaching career before joining her sons at J. Biance Financial. She loves the interaction with the clients and helping her team in any way she can. If you happen to be nearing retirement or have retired without coming in for a meeting, be prepared for an invitation. It doesn’t matter if she runs into you at a restaurant or Publix, she is ready to talk about “her boys.” Carol's gifts and experience make her flexible, thoughtful and diligent with every task she carries out. In her spare time, she enjoys traveling, shopping and spending time with her 10 grandchildren.