Services
One stop. Many options.
Retirement is a project that begins before you retire and continues after. Our signature planning process, the Retirement Design System ®, is described below along with our other planning programs. These planning programs are uniquely designed to help you and your family accomplish your goals. With a refined planning process, and our team of licensed Investment Adviser Representatives, we help our clients enjoy the specialized service they deserve.
Overview: This planning process is designed for pre-retirees and retirees who desire a holistic wealth plan that covers every area retirement affects. This signature service includes:
- Investment Planning
- Income Planning
- Tax Planning Strategies
- Health Care Planning
- Legacy Planning
How is this program offered? In-person meetings only. At the conclusion of this planning program our clients receive their Sound Retirement Blueprint ®, which includes all of the above plans.
Who offers this program? All of the advisors at J. Biance Financial are trained in our proprietary planning process, the Retirement Design System ®.
Want to learn more? Schedule a complimentary Discovery Consultation.
Overview: This planning program helps retirees prepare heirs for their inheritance and memorialize their family legacy for generations to come. This service includes*:
- Documenting family story
- Defining family vision & principles
- In-depth legal review of estate plan**
- Multi-generational family retreat
- Inter-generational mentoring
How is this program offered? Combination of virtual and in-person meetings
Want to learn more? Schedule a Virtual Discovery Consultation.
*This service is available for existing clients as well as families who are not investment advisory clients of J. Biance Financial. This is a fee-based service; however, discounted rates are available for existing clients.
**Completed by partner attorney. J. Biance Financial nor its agents or representatives may give legal advice.
Overview: This planning program is designed for young investors who want to jump-start their retirement planning. This service includes:
- Student loan pay-off planning
- Cash-flow management systems
- Debt elimination planning
- Tax-free investment strategies
- College savings plans
How is this program offered? In-person meetings and virtual meetings
Want to learn more? Schedule a Virtual or In-Person Discovery Consultation.
Most firms use a word to define your risk tolerance (conservative, moderate or aggressive). At J. Biance Financial, we believe words aren't specific enough, so we use numbers. If Risk No. 1 is the most conservative and Risk No. 99 is the most aggressive, where do you fall? Click the link above to find out your Risk Number — your unique tolerance for risk.