Retirement Income Strategies
We can help you design an income plan incorporating insurance and investment vehicles to create opportunities for long-term growth as well as guarantee income throughout your retirement.
All investments are subject to risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any references to guarantees or lifetime income generally refer to fixed insurance products, never securities or investment products.
Will I have enough?
Life expectancy for Americans in today’s world continues to be one of the highest in history.¹ While that’s great news, one drawback to a longer life is the greater possibility of outliving your savings. In fact, according to the latest data from the Natixis Global Retirement Index, 36% of Americans now believe that they will never have enough money to be able to retire, and about 41% said their ability to be financially secure in retirement is “going to take a miracle.”²
Figuring out the best way to make your savings stretch over the next 25 to 30 years can not only be confusing, it can also be overwhelming.
But it doesn’t have to be that way.
It never hurts to get a second opinion.
¹ Cara Murez and Robin Foster. HealthDay Reporters. U.S. News & World Report. April 7, 2022. “U.S. Life Expectancy Drops for 2nd Year in a Row.” https://www.usnews.com/news/health-news/articles/2022-04-08/u-s-life-expectancy-drops-for-2nd-year-in-a-row. Accessed July 13, 2022.
² Jessica Dickler. CNBC. Sept. 14, 2021. “41% of Americans say it’s ‘going to take a miracle’ to be ready for retirement, report finds.” https://www.cnbc.com/2021/09/14/36percent-of-americans-say-they-wont-have-enough-to-retire-report-finds.html. Accessed July 13, 2022.
Have Questions for Us?
It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.