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Interesting insights from the J.Biance Advisor Team.

End of Year Tax Strategies

By Jason Biance | November 10, 2020

Back in June of 2013 I received a call from my friend Steve who happened to work for the Miami Heat. He had the opportunity to get tickets to the NBA Championship versus the San Antonio Spurs. Even though I am not a huge NBA fan, I jumped at the opportunity. The day of the…

Medicare: What You Need to Know

By Jason Biance | October 14, 2020

Around this time of year, pre-retirees and retirees begin to receive a mountain of mail, phone calls and even knocks on the front door. It is Medicare season! Unfortunately, the amount of biased information from insurance carriers is certainly enough to muddy the waters. My goal with this post is to hopefully clear the waters…

Protecting Yourself Online: 3 Easy Steps

By Jason Biance | October 1, 2020

The main memories that we carry throughout our life usually revolve around profoundly happy or tragic events. However, some conversations or situations that may seem somewhat trivial, can stick-out in our minds as well. I remember a conversation like that which has etched itself in my long-term memory. It was my sophomore year of high-school…

Should You Refinance Your Mortgage?

By Jason Biance | September 15, 2020

If we rewind time back to the 80’s and 90’s, Americans were able to earn a reasonable rate of return at their local bank. Those rates were anywhere from 5-15%, depending on the year. That meant, if you had money in a certificate of deposit (CD), you were rewarded with a respectable interest rate. On…

Cryptocurrency: The Next Big Thing?

By Jason Biance | September 2, 2020

A few years back I was approached with an opportunity to invest in a startup company. It sounded like it was “the next big thing” and I had the chance to buy some equity. After a lot of research, I was still on the fence about whether or not to move forward. I then asked…

Shedding Some Light on Healthcare

By Jason Biance | August 18, 2020

I spent a lot of time in doctor’s offices growing up and at the time, really didn’t mind them all that much. Now, I must admit, sometimes I was in a doctor’s office due to my own efforts. I was your typical reckless younger brother and I think like most guys, I am proud of…

Wisdom from Warren Buffett’s Mentor

By Jason Biance | July 28, 2020

Warren Buffett is considered by many to be one of the greatest investors of all time. Like most people of the greatest generation, he had humble beginnings. Warren grew up in Omaha, Nebraska and learned how to make money from a very young age, eventually building a profitable pinball machine business…before graduating high-school.  In 1950, after…

How to Approach Concerns About Income

By Jason Biance | July 22, 2020

When you think about notable events in 1978, you may recall the first superhero film “Superman: The Movie” staring Christopher Reeve and Marlon Brando. Or perhaps you recall the tunes of that classic Bee Gee’s album “Saturday Night Fever” that held the #1 spot for a staggering 24 straight weeks. I would imagine many retirees…

How to Respond During Chaotic Times

By Jason Biance | July 15, 2020

The tone of conversations have become somber these days. There is market volatility, racial tensions, coronavirus infections on the rise, millions of people are out of work and not to mention, it is a contentious presidential election year. America as a country is facing many battles, attacks are coming from several different angles. However, no…

3 Critical Steps for Every Retiree

By Jason Biance | June 25, 2020

Johnny Allen Hendrix better known as ‘Jimi Hendrix’ had a life that was short in span yet ferocious in its ascent. In his brief professional career of only 4 years, by 1968 when his 3rd studio album Electric Lady reached number one in the US, he was one of the highest paid performers in the…